Pet Cost Calculator

How Much Does It Cost to Own a Pet in Poland?

Owning a pet in Poland is rewarding but comes with real costs that many newcomers underestimate. A medium-sized dog in Warsaw costs approximately 500-800 PLN per month when you factor in food, regular vet visits, insurance, grooming, and supplies. Cats are more affordable at 200-400 PLN monthly. These costs vary by city — veterinary services in Krakow and Wroclaw tend to be 10-20% cheaper than Warsaw.

One of the biggest hidden costs for pet owners in Poland is the rental impact. Many landlords charge a higher kaucja (security deposit) — often an extra month's rent — for tenants with pets. Finding a pet-friendly apartment can also limit your options, as roughly 40-50% of listings explicitly prohibit animals. This calculator helps you budget for both the direct pet expenses and the indirect costs of pet-friendly housing.

Poland has a growing pet culture with excellent veterinary clinics, pet stores like Kakadu and Maxi Zoo, and an increasing number of dog parks (wybiegi dla psow) in every major city. Pet insurance from providers like PZU or Warta costs 30-80 PLN per month and can save you thousands on unexpected veterinary bills.

• Budget 50-100 PLN per month for a pet emergency fund on top of regular expenses — unexpected vet bills in Poland can reach 1,000-3,000 PLN.
• Register with a local vet (weterynarz) within your first week and schedule annual vaccinations (szczepienia) to keep costs predictable.
• Buy pet food in bulk at Maxi Zoo or online at zooplus.pl for 20-30% savings compared to convenience stores.
• Always disclose your pet to the landlord before signing a lease — hiding a pet can be grounds for immediate contract termination in Poland.
• Check if your building has breed restrictions (regulamin spoldzielni) before committing to a rental, especially for larger dogs.